@import url('https://fonts.googleapis.com/css2?family=Crimson+Pro:ital,wght@0,400;0,600;0,700;0,800;1,400&family=DM+Sans:ital,opsz,wght@0,9..40,300;0,9..40,400;0,9..40,500;0,9..40,600;0,9..40,700;1,9..40,400&display=swap');

:root {
  --navy: #00295B;
  --navy-light: #003a80;
  --wine: #5b2333;
  --smoke: #f7f4f3;
  --stone: #564d4a;
  --stone-light: #7a706c;
  --cinnabar: #f24333;
  --mahogany: #ba1b1d;
  --white: #ffffff;
  --border: #e0dbd9;
  --border-focus: #00295B;
  --input-bg: #ffffff;
  --card-shadow: 0 1px 3px rgba(0,0,0,.04), 0 8px 24px rgba(0,0,0,.06);
  --card-shadow-hover: 0 2px 8px rgba(0,0,0,.06), 0 12px 32px rgba(0,0,0,.10);
  --transition: .2s cubic-bezier(.4,0,.2,1);
  --font-display: 'Crimson Pro', Georgia, serif;
  --font-body: 'DM Sans', system-ui, sans-serif;
  --radius: 10px;
  --radius-lg: 16px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { height: 100%; -webkit-font-smoothing: antialiased; }
body {
  height: 100%;
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--stone);
  background: var(--smoke);
  line-height: 1.5;
}

/* ── Shell layout ── */
.shell {
  display: flex;
  min-height: 100vh;
}

/* ── Sidebar ── */
.sidebar {
  position: sticky;
  top: 0;
  width: 280px;
  min-width: 280px;
  height: 100vh;
  background: var(--navy);
  color: #ffffff;
  display: flex;
  flex-direction: column;
  padding: 36px 28px 28px;
  overflow-y: auto;
}

.sidebar__brand {
  margin-bottom: 48px;
}

.sidebar__logo {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 24px;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: #ffffff;
}

.sidebar__logo-dot {
  display: inline-block;
  width: 8px;
  height: 8px;
  background: var(--cinnabar);
  border-radius: 50%;
  margin-left: 2px;
  vertical-align: super;
}

.sidebar__title {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 600;
  line-height: 1.3;
  margin-top: 12px;
  color: rgba(255,255,255,.85);
}

/* ── Step navigation ── */
.stepper {
  display: flex;
  flex-direction: column;
  gap: 0;
  flex: 1;
}

.stepper__item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  cursor: pointer;
  padding: 0;
  position: relative;
}

.stepper__track {
  display: flex;
  flex-direction: column;
  align-items: center;
  flex-shrink: 0;
  width: 32px;
}

.stepper__circle {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 2px solid rgba(255,255,255,.25);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,.4);
  background: transparent;
  transition: all var(--transition);
  position: relative;
  z-index: 1;
  flex-shrink: 0;
}

.stepper__circle svg {
  width: 16px;
  height: 16px;
  display: none;
}

.stepper__line {
  width: 2px;
  height: 32px;
  background: rgba(255,255,255,.12);
  transition: background var(--transition);
  flex-shrink: 0;
}

.stepper__item:last-child .stepper__line { display: none; }

.stepper__label {
  padding-top: 5px;
  padding-bottom: 37px;
  font-size: 13px;
  font-weight: 500;
  color: rgba(255,255,255,.35);
  transition: color var(--transition);
  line-height: 1.3;
  user-select: none;
}

/* Stepper states */
.stepper__item.is-done .stepper__circle {
  background: rgba(255,255,255,.15);
  border-color: rgba(255,255,255,.3);
  color: #ffffff;
}
.stepper__item.is-done .stepper__circle span { display: none; }
.stepper__item.is-done .stepper__circle svg { display: block; stroke: #ffffff; }
.stepper__item.is-done .stepper__line { background: rgba(255,255,255,.3); }
.stepper__item.is-done .stepper__label { color: rgba(255,255,255,.6); }

.stepper__item.is-active .stepper__circle {
  background: #ffffff;
  border-color: #ffffff;
  color: var(--navy);
  box-shadow: 0 0 0 4px rgba(255,255,255,.15);
}
.stepper__item.is-active .stepper__label {
  color: #ffffff;
  font-weight: 600;
}

/* ── Sidebar decorative elements ── */
.sidebar__footer {
  margin-top: auto;
  padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,.1);
  font-size: 11px;
  color: rgba(255,255,255,.3);
  line-height: 1.4;
}

.sidebar__pattern {
  display: flex;
  gap: 6px;
  margin-top: 16px;
}

.sidebar__pattern-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: rgba(255,255,255,.08);
}
.sidebar__pattern-dot:nth-child(1) { background: var(--wine); opacity: .6; }
.sidebar__pattern-dot:nth-child(3) { background: var(--cinnabar); opacity: .4; }
.sidebar__pattern-dot:nth-child(5) { background: var(--mahogany); opacity: .3; }

/* ── Content area ── */
.content {
  flex: 1;
  min-width: 0;
  display: flex;
  flex-direction: column;
  padding: 36px 40px 40px;
  overflow-y: auto;
}

.content__inner {
  max-width: 720px;
  width: 100%;
  margin: 0 auto;
}

/* ── Mobile top bar (hidden on desktop) ── */
.topbar-mobile {
  display: none;
  background: var(--navy);
  color: #ffffff;
  padding: 16px 20px;
}

.topbar-mobile__brand {
  font-weight: 700;
  font-size: 16px;
  letter-spacing: .1em;
  text-transform: uppercase;
}

.topbar-mobile__steps {
  display: flex;
  gap: 8px;
  margin-top: 14px;
}

.topbar-mobile__dot {
  width: 100%;
  height: 3px;
  border-radius: 3px;
  background: rgba(255,255,255,.15);
  transition: background var(--transition);
}
.topbar-mobile__dot.is-done { background: rgba(255,255,255,.45); }
.topbar-mobile__dot.is-active { background: #ffffff; }

/* ── Step header ── */
.step-header {
  margin-bottom: 28px;
}

.step-header__eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 6px;
}

.step-header__title {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.2;
}

.step-header__desc {
  margin-top: 8px;
  color: var(--stone-light);
  font-size: 14px;
  max-width: 480px;
}

/* ── Alerts ── */
.alerts { margin-bottom: 4px; }
.alert {
  padding: 12px 16px;
  border-radius: var(--radius);
  font-size: 13px;
  line-height: 1.4;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  animation: alertIn .25s ease;
  margin-bottom: 20px;
}
.alert--error {
  background: #fef2f1;
  border: 1px solid #f8d4d0;
  color: var(--mahogany);
}
.alert--ok {
  background: #eef7f0;
  border: 1px solid #c8e6cd;
  color: #1a6b2a;
}
.alert__icon {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 1px;
}

@keyframes alertIn {
  from { opacity: 0; transform: translateY(-6px); }
  to { opacity: 1; transform: translateY(0); }
}

/* ── Form sections ── */
.step {
  animation: stepIn .3s ease;
}
.step[hidden] { display: none !important; }

@keyframes stepIn {
  from { opacity: 0; transform: translateY(12px); }
  to { opacity: 1; transform: translateY(0); }
}

/* ── Field grid ── */
.fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.fields--single { grid-template-columns: 1fr; }
.field--full { grid-column: 1 / -1; }

/* ── Field ── */
.field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.field__label {
  font-size: 13px;
  font-weight: 500;
  color: var(--stone);
  display: flex;
  align-items: center;
  gap: 4px;
}

.field__label .req {
  color: var(--cinnabar);
  font-weight: 700;
}

.field__input,
.field__select {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  background: var(--input-bg);
  color: var(--stone);
  font-family: var(--font-body);
  font-size: 14px;
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
  -webkit-appearance: none;
  appearance: none;
}

.field__select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M3 4.5L6 7.5L9 4.5' stroke='%23564d4a' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}

.field__input:focus,
.field__select:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(0,41,91,.1);
}

.field__input::placeholder { color: #b5aeab; }

.field__input.is-invalid,
.field__select.is-invalid {
  border-color: var(--cinnabar);
  box-shadow: 0 0 0 3px rgba(242,67,51,.08);
}

.field__hint {
  font-size: 12px;
  color: var(--stone-light);
  line-height: 1.3;
}

.field__error {
  font-size: 12px;
  color: var(--cinnabar);
  line-height: 1.3;
  display: none;
}
.field__input.is-invalid ~ .field__error,
.field__select.is-invalid ~ .field__error { display: block; }

/* ── Phone field prefix ── */
.field__phone-wrap {
  display: flex;
  align-items: stretch;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  background: var(--input-bg);
  transition: border-color var(--transition), box-shadow var(--transition);
  overflow: hidden;
}

.field__phone-wrap:focus-within {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(0,41,91,.1);
}

.field__phone-wrap.is-invalid {
  border-color: var(--cinnabar);
  box-shadow: 0 0 0 3px rgba(242,67,51,.08);
}

.field__phone-prefix {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 0 12px;
  background: #f5f2f0;
  border-right: 1.5px solid var(--border);
  font-size: 13px;
  color: var(--stone-light);
  white-space: nowrap;
  user-select: none;
}

.field__phone-prefix .flag {
  font-size: 16px;
  line-height: 1;
}

.field__phone-input {
  flex: 1;
  border: none;
  padding: 11px 14px;
  background: transparent;
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--stone);
  outline: none;
  min-width: 0;
}

.field__phone-input::placeholder { color: #b5aeab; }

/* ── Searchable select ── */
.search-select {
  position: relative;
}

.search-select__control {
  position: relative;
}

.search-select__control .field__input {
  padding-right: 32px;
  cursor: text;
}

.search-select__chevron {
  position: absolute;
  right: 12px;
  top: 50%;
  transform: translateY(-50%);
  width: 12px;
  height: 12px;
  color: var(--stone-light);
  pointer-events: none;
  transition: transform var(--transition);
}

.search-select.is-open .search-select__chevron {
  transform: translateY(-50%) rotate(180deg);
}

.search-select__dropdown {
  display: none;
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  right: 0;
  max-height: 220px;
  overflow-y: auto;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  box-shadow: 0 8px 24px rgba(0,0,0,.1);
  z-index: 50;
  padding: 4px;
}

.search-select.is-open .search-select__dropdown {
  display: block;
  animation: dropdownIn .15s ease;
}

@keyframes dropdownIn {
  from { opacity: 0; transform: translateY(-4px); }
  to { opacity: 1; transform: translateY(0); }
}

.search-select__option {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 9px 12px;
  border-radius: 6px;
  cursor: pointer;
  font-size: 13px;
  color: var(--stone);
  transition: background var(--transition);
  line-height: 1.3;
}

.search-select__option:hover,
.search-select__option.is-highlighted {
  background: rgba(0,41,91,.06);
}

.search-select__option.is-selected {
  font-weight: 600;
  color: var(--navy);
  background: rgba(0,41,91,.06);
}

.search-select__option-flag {
  font-size: 18px;
  line-height: 1;
  flex-shrink: 0;
}

.search-select__option-text {
  flex: 1;
  min-width: 0;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.search-select__empty {
  padding: 16px 12px;
  text-align: center;
  font-size: 13px;
  color: var(--stone-light);
}

.search-select__loading {
  padding: 16px 12px;
  text-align: center;
  font-size: 13px;
  color: var(--stone-light);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.search-select__loading .spinner {
  border-color: var(--border);
  border-top-color: var(--navy);
}

.search-select .field__input.is-invalid {
  border-color: var(--cinnabar);
  box-shadow: 0 0 0 3px rgba(242,67,51,.08);
}

/* ── File upload ── */
.upload-zone {
  border: 2px dashed var(--border);
  border-radius: var(--radius-lg);
  padding: 28px;
  text-align: center;
  cursor: pointer;
  transition: all var(--transition);
  position: relative;
  background: #faf9f8;
}

.upload-zone:hover {
  border-color: var(--navy);
  background: #f5f3f1;
}

.upload-zone.is-dragover {
  border-color: var(--navy);
  background: rgba(0,41,91,.04);
}

.upload-zone.has-file {
  border-style: solid;
  border-color: var(--border);
}

.upload-zone.is-invalid {
  border-color: var(--cinnabar);
}

.upload-zone__icon {
  width: 40px;
  height: 40px;
  margin: 0 auto 12px;
  color: var(--stone-light);
}

.upload-zone__text {
  font-size: 14px;
  color: var(--stone);
  font-weight: 500;
}

.upload-zone__text em {
  color: var(--navy);
  font-style: normal;
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.upload-zone__hint {
  font-size: 12px;
  color: var(--stone-light);
  margin-top: 4px;
}

.upload-zone input[type="file"] {
  position: absolute;
  inset: 0;
  opacity: 0;
  cursor: pointer;
}

.upload-preview {
  display: flex;
  align-items: center;
  gap: 14px;
  text-align: left;
}

.upload-preview__thumb {
  width: 56px;
  height: 56px;
  border-radius: 8px;
  object-fit: cover;
  border: 1px solid var(--border);
  flex-shrink: 0;
}

.upload-preview__info {
  flex: 1;
  min-width: 0;
}

.upload-preview__name {
  font-size: 13px;
  font-weight: 600;
  color: var(--stone);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.upload-preview__size {
  font-size: 12px;
  color: var(--stone-light);
  margin-top: 2px;
}

.upload-preview__remove {
  appearance: none;
  border: none;
  background: #f0edeb;
  width: 28px;
  height: 28px;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  color: var(--stone-light);
  transition: all var(--transition);
  flex-shrink: 0;
}

.upload-preview__remove:hover {
  background: #fef2f1;
  color: var(--cinnabar);
}

/* ── Checkbox ── */
.checkbox {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin-top: 8px;
  cursor: pointer;
}

.checkbox input {
  width: 18px;
  height: 18px;
  border-radius: 4px;
  border: 1.5px solid var(--border);
  appearance: none;
  background: var(--white);
  cursor: pointer;
  transition: all var(--transition);
  flex-shrink: 0;
  margin-top: 1px;
  position: relative;
}

.checkbox input:checked {
  background: var(--navy);
  border-color: var(--navy);
}

.checkbox input:checked::after {
  content: '';
  position: absolute;
  top: 3px;
  left: 5.5px;
  width: 5px;
  height: 8px;
  border: solid #fff;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

.checkbox__text {
  font-size: 13px;
  color: var(--stone-light);
  line-height: 1.4;
}

/* ── Projection card ── */
.projection {
  margin-top: 24px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  box-shadow: var(--card-shadow);
}

.projection__label {
  font-size: 13px;
  color: var(--stone-light);
  font-weight: 500;
}

.projection__value {
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1;
  transition: all .3s ease;
}

.projection__detail {
  font-size: 12px;
  color: var(--stone-light);
  margin-top: 4px;
}

/* ── Review ── */
.review-sections { display: flex; flex-direction: column; gap: 20px; }

.review-section {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--card-shadow);
}

.review-section__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 18px;
  border-bottom: 1px solid var(--border);
  background: #faf9f8;
}

.review-section__title {
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: .04em;
}

.review-section__edit {
  appearance: none;
  border: none;
  background: none;
  font-size: 12px;
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
  padding: 4px 8px;
  border-radius: 6px;
  transition: background var(--transition);
  font-family: var(--font-body);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.review-section__edit:hover { background: rgba(0,41,91,.06); }

.review-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  padding: 4px 0;
}

.review-item {
  padding: 10px 18px;
}

.review-item--full { grid-column: 1 / -1; }

.review-item__label {
  font-size: 11px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: .04em;
  color: var(--stone-light);
  margin-bottom: 2px;
}

.review-item__value {
  font-size: 14px;
  font-weight: 600;
  color: var(--stone);
}

.disclosure {
  margin-top: 20px;
  padding: 16px 18px;
  background: rgba(0,41,91,.04);
  border: 1px solid rgba(0,41,91,.12);
  border-radius: var(--radius);
  font-size: 13px;
  line-height: 1.45;
  color: var(--stone);
}

.disclosure strong { color: var(--navy); }

/* ── Payment ── */
.payment-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--card-shadow);
}

.payment-card__header {
  background: var(--navy);
  color: #ffffff;
  padding: 20px 24px;
}

.payment-card__title {
  font-size: 13px;
  font-weight: 500;
  opacity: .7;
  text-transform: uppercase;
  letter-spacing: .06em;
}

.payment-card__amount {
  font-family: var(--font-display);
  font-size: 36px;
  font-weight: 700;
  margin-top: 4px;
}

.payment-card__body {
  padding: 24px;
}

.payment-card__detail {
  font-size: 13px;
  color: var(--stone-light);
  margin-bottom: 20px;
  line-height: 1.5;
}

.payment-card__sim-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--stone-light);
  background: #f5f2f0;
  padding: 5px 10px;
  border-radius: 6px;
  margin-bottom: 16px;
}

/* ── Confirmation ── */
.confirm-card {
  text-align: center;
  padding: 48px 32px;
}

.confirm-card__check {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: #eef7f0;
  border: 2px solid #b8dfc0;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
  animation: confirmPop .4s cubic-bezier(.34,1.56,.64,1);
}

.confirm-card__check svg {
  width: 32px;
  height: 32px;
  stroke: #1a6b2a;
  stroke-dasharray: 50;
  stroke-dashoffset: 50;
  animation: checkDraw .5s ease .3s forwards;
}

@keyframes confirmPop {
  from { transform: scale(0); opacity: 0; }
  to { transform: scale(1); opacity: 1; }
}

@keyframes checkDraw {
  to { stroke-dashoffset: 0; }
}

.confirm-card__title {
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 700;
  color: var(--navy);
}

.confirm-card__text {
  margin-top: 10px;
  font-size: 14px;
  color: var(--stone-light);
  max-width: 400px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.5;
}

.confirm-card__ref {
  margin-top: 20px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  background: #f5f2f0;
  border-radius: 8px;
  font-size: 13px;
  font-weight: 500;
  color: var(--stone);
  font-family: monospace;
}

/* ── Buttons ── */
.form-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding-top: 28px;
  margin-top: 32px;
  border-top: 1px solid var(--border);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  border: 1.5px solid transparent;
  text-decoration: none;
  line-height: 1;
  white-space: nowrap;
}

.btn:disabled {
  opacity: .5;
  cursor: not-allowed;
}

.btn--ghost {
  background: transparent;
  border-color: var(--border);
  color: var(--stone);
}
.btn--ghost:hover:not(:disabled) {
  background: #f0edeb;
  border-color: #ccc7c4;
}

.btn--primary {
  background: var(--navy);
  border-color: var(--navy);
  color: #ffffff;
}
.btn--primary:hover:not(:disabled) {
  background: var(--navy-light);
  border-color: var(--navy-light);
  box-shadow: 0 4px 12px rgba(0,41,91,.25);
}

.btn--wine {
  background: var(--wine);
  border-color: var(--wine);
  color: #ffffff;
}
.btn--wine:hover:not(:disabled) {
  box-shadow: 0 4px 12px rgba(91,35,51,.25);
}

.btn--danger {
  background: var(--cinnabar);
  border-color: var(--cinnabar);
  color: #ffffff;
}

.btn svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

/* ── Spinner ── */
.spinner {
  width: 16px;
  height: 16px;
  border: 2px solid rgba(255,255,255,.3);
  border-top-color: #fff;
  border-radius: 50%;
  animation: spin .6s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ── Divider ── */
.section-divider {
  height: 1px;
  background: var(--border);
  margin: 24px 0;
  border: none;
}

/* ── Footer ── */
.footer {
  margin-top: 40px;
  text-align: center;
  font-size: 12px;
  color: var(--stone-light);
  padding-bottom: 20px;
}

/* ────────────────────────────────────── */
/*  Responsive                           */
/* ────────────────────────────────────── */

@media (max-width: 860px) {
  .sidebar { display: none; }
  .topbar-mobile { display: block; }

  .content { padding: 24px 20px 32px; }

  .step-header__title { font-size: 26px; }

  .fields { grid-template-columns: 1fr; }
  .review-grid { grid-template-columns: 1fr; }

  .payment-card__amount { font-size: 28px; }
  .projection__value { font-size: 24px; }
}

@media (max-width: 480px) {
  .content { padding: 16px 14px 24px; }
  .topbar-mobile { padding: 14px 14px; }
  .form-nav { flex-wrap: wrap; }
  .form-nav .btn { flex: 1; min-width: 120px; }
}